Disclosures & Disclaimers

  1. Charles Payne hereby discloses that he directly or indirectly owned some of the securities that are the subject of the commentary, analysis, opinions, advice, or recommendations in, or which are otherwise mentioned in, Charles Payne’s Smart Talk and Charles Payne’s Smart Investing. A more specific list of ownership will be made available to paid subscribers.
  2. Charles Payne’s Smart Talk is a free weekly newsletter. Charles also publishes Smart Investing which, along with its related publications, website, and other services (collectively, the “Newsletter”), is edited by Charles Payne, published by InvestorPlace Media, LLC, and offered to the general public on a subscription basis.
  3. Newsletter subscribers will receive the benefit of Charles Payne’s commentary, analysis, opinions, advice and recommendations. The Newsletter is impersonal and does not provide individualized advice or recommendations for any specific subscriber or portfolio.
  4. Investing involves substantial risk. Neither the Editor, the publiher, nor any of their respective affiliates make any guarantee or other promise as to any results that may be obtained from using the Newsletter. While past performance may be analyzed in the Newsletter, past performance should not be considered indicative of future performance. No subscriber should make any investment decision without first consulting his or her own personal financial advisor and conducting his or her own research and due diligence, including carefully reviewing the prospectus and other public filings of the issuer. To the maximum extent permitted by law, the Editor, the publiher and their respective affiliates disclaim any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations in the Newsletter prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses.
  5. The Newsletter’s commentary, analysis, opinions, advice and recommendations represent the personal and subjective views of the Editor, and are subject to change at any time without notice.
  6. The information provided in the Newsletter is obtained from sources which the Editor believes to be reliable. However, the Editor has not independently verified or otherwise investigated all such information. Neither the Editor, the publiher, nor any of their respective affiliates guarantees the accuracy or completeness of any such information.
  7. The Newsletter is not a solicitation or offer to buy or sell any securities.
  8. Neither the Editor, the publisher, nor any of their respective affiliates is responsible for any errors or omissions in any Newsletter.
  9. Any subscriber who would like a copy of these “Disclaimers and Disclosures” may request a copy by calling 877-694-5196 or writing to InvestorPlace Media, LLC, 9201 Corporate Blvd, Suite 200, Rockville, MD 20850, Attention: Disclosure, whereupon a copy will be mailed or faxed to such subscriber.